Rates
Savings
| Account Type | Dividend Rate | APY** | Minimum Deposit | Min. Balance to earn APY** | Min. Balance to Avoid Service Charge |
|---|---|---|---|---|---|
| Share Savings* and My $tache Savings* | 0.20% | 0.20% | $25.00 | $500.00 | $25.00 |
| Christmas/Vacation Club* | 0.20% | 0.20% | $10.00 | $100.00 | $0.00 |
| Regular Checking | N/A | N/A | $25.00 | N/A | $0.00 |
| Premier Checking | 0.30% | 0.30% | $100.00 | $250.00 | $100.00 |
| Classic Checking | 0.30% | 0.30% | $20.00 | $250.00 | $0.00 |
| Fresh Start Checking | N/A | N/A | $25.00 | N/A | $10.00 Monthly Service Charge |
| IRA Savings | 0.30% | 0.30% | $250.00 | $250.00 | $0.00 |
*Penalties may apply for early withdrawal. All savings and checking dividends are paid quarterly.
Rates updated 09/30/2021 and subject to change without prior notice. Please contact a Member Service Representative for current dividend rates.
**APY = Annual Percentage Yield
Certificates
Fixed Rate Term Share Certificates
| Term Share Certificates | Fixed Rate Share Certificate | Jumbo Fixed Rate Share Certificate |
|---|---|---|
| Minimum Opening Deposit | $500.00 | $95,000.00 |
| Dividends Compounded | Semi-Annual | Semi-Annual |
| Dividends Credited | Semi-Annual | Semi-Annual |
| Dividend Period | Semi-Annual | Semi-Annual |
| Term | Dividend Rate | APY** |
|---|---|---|
| Six (6) Month | 1.50% | 1.508% |
| Twelve (12) Month | 2.00% | 2.017% |
| Twenty-Four (24) Month | 2.00% | 2.017% |
| Thirty-Six (36) Month | 1.00% | 1.004% |
| Fifteen (15) Month Special | 4.00% | 4.061% |
These rates are current as of 5/01/2025. All rates are subject to change without notice. “Penalties may apply for early withdrawal.” Contact a MSR for current rates.
**APY = Annual Percentage Yield
Fixed Rate Term IRA Share Certificates
| Term Share Certificates | Fixed Rate IRA Certificate | Jumbo Fixed Rate IRA Certificate |
|---|---|---|
| Minimum Opening Deposit | $500.00 | $95,000.00 |
| Dividends Compounded | Semi-Annual | Semi-Annual |
| Dividends Credited | Semi-Annual | Semi-Annual |
| Dividend Period | Semi-Annual | Semi-Annual |
| Term | Dividend Rate | APY** |
|---|---|---|
| Six (6) Month | 1.50% | 1.508% |
| Twelve (12) Month | 2.00% | 2.017% |
| Twenty-Four (24) Month | 2.00% | 2.017% |
| Thirty-Six (36) Month | 1.00% | 1.004% |
These rates are current as of 5/01/2025. All rates are subject to change without notice. “Penalties may apply for early withdrawal.” Contact a MSR for current rates.
**APY = Annual Percentage Yield