Neighbors United Federal Credit Union
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Loans

Secured and Personal Loan Rates

Effective January 2, 2019

All rates are subject to change

New Vehicles, Boats, Harleys, and RVs

Term

24 months

36 months

48 months

60 months

72 months

APR*

2.50-

18.00%

2.50-

18.00%

2.50-

18.00%

2.50-

18.00%

2.50-

18.00%

Used Vehicles, Boats, Harleys, and RVs

Term

24 months

36 months

48 months

60 months

72 months

APR*

4.00-

18.00%

4.00-

18.00%

4.00-

18.00%

4.00-

18.00%

4.00-

18.00%

Other Collateral

Term

Up to 36 Months

APR*

7.50 – 15.00%

Personal Loan

Term

12-30 months

31-60 months

APR*

9.50 – 18.00%

9.50 – 18.00 %

Fast Cash Loan

Term

Six (6) Months

APR*

28.00%

Application Fee

$20.00

Line of Credit

Term

reviewed every two years

APR*

8.50 – 12.00 %

Overdraft Line of Credit

Term

reviewed every two years

APR*

18.00%

VISA Credit Card

Term

Reviewed every two years

APR*

8.90 – 13.90 %

Home Equity Loan
(Closed End Fixed Rate)

APR*

5.50 – 18.00 %

Home Equity Loan
(Line of Credit Adjustable Rate)

Term

Loans from $5,000.00 to $24,999.99

APR*

5.00 – 18.00 %

Term

Loans from $25,000.00 and up

APR*

5.00- 18.00 %

Land Loans
(Closed End Fixed Rate)

APR*

5.75 – 18.00 %

*APR = ANNUAL PERCENTAGE RATE

The above rates are current as of 1/2/2019 and are subject to change. These rates are for qualified Neighbors United Federal Credit Union members only and are provided for information only and are not intended to be a full disclosure. Please contact any loan officer for more details and note that additional types and rates are available.

On all Home Equity Loans, property insurance is required, and flood insurance may be required. Consult your tax adviser regarding tax deductibility.

24 x 7 Fraud Monitoring System for Debit and Credit Cards Toll Free number 1-877-253-8964.
To report your VISA Credit Card lost or stolen or for 24 hour member service, please call 1-866-422-8617.
To report your VISA Debit Card lost or stolen after hours, please call 1-800-472-3272 option 2.

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