Neighbors United Federal Credit Union
Member Owned, Neighbor Friendly
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The Credit Union Difference

The difference is YOU.

What makes your credit union unique and what it means to you?

Membership Makes a Difference
If you are a member of a credit union, you belong to an institution that is unique in the financial world. While it’s true that there are similarities among financial institutions, credit unions are driven by a philosophy that sets them apart. Consider this:

Your Credit Union is a Cooperative.
No one person or organization can own a credit union. It is owned and governed by its member-owners, it’s only customers.

Your Credit Union is Not-for-profit.
Since all credit unions are owned by the people who save and borrow there, there are no outside shareholders and no profits. Earnings are returned to members in the form of lower rates on loans, higher returns on savings, yearly interest rebates and bonus dividends, and better service.

Your Credit Union is Volunteer Driven
The active involvement of volunteers is the cornerstone of the credit union philosophy. A credit union’s policy-making Board of Directors and Supervisory Committee, are made up of individuals elected by the members. All of these volunteers are unpaid.

Credit Unions are first in Service
According to a nationwide survey conducted by the American Banker newspaper, credit union members are the most satisfied users of financial services.

Credit Unions Offer Affordable Rates
Since credit unions are not-for-profit, earnings are returned to members in the form of lower rates on loans and higher returns on savings. The concept of people helping people in the cooperative spirit—the credit union ideal—makes “real world” sense when it comes to rates.

Credit Unions Have Fewer Costly Fees
Credit unions assess fewer fees than other financial institutions, and, when fees are charged, they are on average much lower than bank fees.

Credit Unions Provide one-of-a-kind Services
The credit union philosophy of “people helping people” is put into action every day. Your credit union is indeed unique. So when it comes time for you to decide where to save for the future, where to obtain loans for today, or where to turn for your everyday financial needs, think of your credit union first. You own it. You have a share in its future. And its safety and soundness is insured.

DROP BY TODAY TO LEARN HOW WE CAN HELP YOU!

24 x 7 Fraud Monitoring System for Debit and Credit Cards Toll Free number 1-877-253-8964.
To report your VISA Credit Card lost or stolen or for 24 hour member service, please call 1-866-422-8617.
To report your VISA Debit Card lost or stolen after hours, please call 1-800-472-3272 option 2.

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Equal Opportunity Lender NCUA - Your Savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
Federally insured by the NCUA